What Insurance Companies Don’t Want You to Know After a Crash

After a car crash, it’s normal to feel confused and overwhelmed. The insurance company may initially act friendly, but their main goal is to save money. Many people don’t realize that some of the advice they get after a crash is designed to lower the value of their claim. Knowing your rights can help protect your health and your wallet.

1. You Don’t Have to Settle Right Away

Insurance companies often push quick settlements. They want you to take the money and move on. But once you settle, you usually can’t go back and ask for more, even if new injuries or bills show up later. Always take time to understand the full impact of the crash before signing anything.

2. The More Treatment You Get, the More Your Claim May Be Worth

If you’re hurt, don’t skip medical treatment. Go to all your appointments and follow your doctor’s advice. Insurance companies use your treatment history to decide how serious your injuries are. More documented care often means a stronger case.

3. You Can Choose Your Own Doctor

You don’t have to see a doctor recommended by the insurance company. You have the right to pick someone you trust. Some doctors may downplay injuries or rush your recovery if they work closely with insurers.

4. They’re Watching What You Say

Anything you say can be used against you. Be careful when talking to insurance adjusters. Even a simple statement like “I’m okay” can be twisted to suggest your injuries aren’t serious. Keep conversations short and stick to the facts.

5. Recorded Statements Can Hurt You

You are not required to give a recorded statement to the other driver’s insurance company. These recordings can be used to deny or reduce your claim. It’s okay to say no or to ask for legal advice first.

6. Not All Damages Are Obvious at First

Some injuries, like whiplash or head trauma, may take days or even weeks to show up. Your car might also have hidden damage. That’s why it’s crucial to get both medical and car evaluations soon after the crash.

7. You May Be Entitled to More Than You Think

Your claim may include more than just car repairs. You could be owed money for pain and suffering, lost wages, future treatment, or even emotional distress. Insurance companies won’t always explain these options.

Contact The Law Office of William Robinson

Don’t let an insurance company decide what your claim is worth. If you’ve been in a crash, get help from someone who puts your needs first. The Law Office of William Robinson can walk you through your options and help you fight for fair compensation. Contact us today to schedule a consultation.